Jewelry Secured Loans


Using your jewelry or other valuables as collateral

cash loans in new jersey

Do you need a jewelry secured loan? Whether you need cash for personal or business expenses, Wm. S. Rich & Son is here to help.

Pawn shops are a great option for people who need loans in a hurry. Our loans are a safety net if you need fast cash but don’t want to jeopardize your credit.

Since 1890, we have been serving communities in northern New Jersey by offering loans using jewelry as collateral. We are a family-owned business and our commitment to personalized customer service is what sets us apart from the competition.

Bring your gold or diamond jewelry into one of our 12 convenient locations for an appraisal and our professional and knowledgeable staff will evaluate your items on the spot. The price we offer for gold jewelry is based on its weight and gold purity and then compared to the current market price for gold. Our GIA-certified employees are expertly qualified to evaluate your precious gemstones.

If you decide to borrow against the value of your jewelry, we will offer you cash on the spot. We will keep your jewelry in our safe or vault until you return to repay the loan and collect your valuables— up to six months. All of our loans are for a period of up to six months as opposed to three months at most other pawn shops.

If you are not ready to repay your loan in full after six months, simply pay the interest due and renew the loan for another six-month period. Should you decide not to repay or renew your loan, Wm. S. Rich & Son will simply take ownership of your items and you will have no further obligation. There will be no penalty or negative effect on your credit.

Stop by today and see how we can help you.

The Pawn Process

Bring in your jewelry for a loan appraisal. If you decide to pawn your jewelry we will give you cash immediately. We will hold your jewelry for you in our safe or vault until you return to redeem your loan (up to 6 months). If you don t want to pay for your loan in full you may pay the interest and renew your loan for another 6 month period. In the event that you decide not to redeem or renew your loan, you will not be held accountable. Rich will take ownership of the jewelry and you have no further obligations. There is no penalty or negative effect on your credit.

Why choose Rich?

- We have been New Jersey s largest pawnbroker since 1890

- We have a knowledgeable staff with experience in gold ,diamonds, and watches.

- All of our loans are for a period of 6 months as opposed to 3 months for most other pawnbrokers.

- Our commitment to customer service is what most sets us apart from our competition. We want your business now and in the future and will make every effort to accommodate your needs.

Get a loan or sell your jewelry in 3 easy steps